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Frequently asked questions

Who can apply for a savings account?

Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13 – 17 are eligible to open an account with a parent/guardian as joint on the account.

What will I need to apply for this savings account?

Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification.

How long will it take to open this account?

It takes approximately 15-30 minutes to open your account.

Can I get a debit card with my savings account?

Yes. A debit card is available with all of our checking accounts. Debit cards are mailed to the account holder.

* Rates and terms are subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

**Prosperity Bank reserves the right under Positive Pay to require the account holder to transmit certain check issuance information to the Bank regarding checks written before such checks will be paid. Prosperity Bank may return checks presented for payment if such checks are not part of the check issuance information. With Positive Pay, each day checks are written, the Bank's customer electronically transmits to the Bank a file listing issued checks. When issued checks are presented for payment at the Bank, the checks are compared electronically against the list of transmitted checks. The check issuance information sent to the Bank contains the check number, account number, issue date, and dollar amount, and may include the name of the payee.