Take Action to Protect Your Personal Financial Information
At Prosperity Bank, the financial security of our customers is a top priority. We are constantly working to keep your accounts and information secure. We have provided knowledge-based guidance to assist you with safeguarding your information.
Awareness is your best defense against fraud.
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Most Common Vulnerabilities
Passwords
Passwords are the first line of defense to protect your digital assets.
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Smartphones
Hackers are increasingly targeting their victims through smartphones.
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Web Browsing
Browsing the web without being careful can lead to viruses.
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Email
Hackers often use emails to steal sensitive information.
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Explore Ways to Protect Your Personal Financial Information
To help stay safe while banking online, as a general rule you should always be careful about giving out your personal financial information over the Internet. Review the following tips to protect your personal information while using the Internet:
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Understanding Social Engineering Attacks
Social engineering attacks exploit human psychology to gain access to sensitive information or systems. Attackers often pose as trustworthy individuals or organizations to manipulate victims into divulging personal data or performing actions that compromise security.
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Report to Help Fight Fraud
Fight fraud and protect yourself with the Federal Trade Commission's "Report to Help Fight Fraud" link. This secure website allows you to easily report scams, unwanted calls, or suspicious company practices. Not only will you get personalized advice on how to safeguard yourself, but your report will be shared with over 2,800 law enforcement partners, playing a vital role in future investigations and legal actions against fraudulent activity. While the Federal Trade Commission can't directly address individual reports, your contribution helps build a bigger picture, stopping fraudsters in their tracks. Visit the Federal Trade Commission's website today and be part of the solution.
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Prominent Fraud Alerts
FBI
Business Email Compromise (BEC) is defined as a sophisticated scam targeting businesses working with foreign suppliers and/or businesses that regularly perform wire transfer payments. The scam is carried out by compromising legitimate business e-mail accounts through social engineering or computer intrusion techniques to conduct unauthorized transfers of funds.
How Do I Protect Against BEC Exploits?
- Be suspicious. Asking for clarification, forwarding an email to IT, or checking with a colleague is better than wiring hundreds of thousands of dollars to an attacker.
- If something doesn't feel right, it probably isn't. Encourage employees to trust their instincts and ask “Would my CEO actually tell me to do this?” or “Why isn't this supplier submitting an invoice through our portal?”
- Slow down. Attackers often time their campaigns around our busiest periods of the day for good reason. If a human resources manager is quickly going through emails, she is less likely to pause and consider whether a particular request is suspect.
WHAT TO DO IF YOU ARE A VICTIM
If you discover unauthorized payments, contact Prosperity Bank immediately to request a recall of the funds. Also, report attempted and successful fraudulent financial transfers to the Internet Crime Complaint Center at www.ic3.gov or to your local FBI field office, which can be found at www.fbi.gov/contact-us/field-offices. The FBI may be able to assist financial institutions in the recovery of lost funds.
FDIC
The Federal Deposit Insurance Corporation (FDIC) has resources on cybersecurity issues including cybersecurity basics, identity theft, frauds, and scams. Learn more about how you can protect your personal information and your money.
Department of Homeland Security
The Department of Homeland Security (DHS) is committed to safeguarding our nation from cyberattacks. Their Cybersecurity and Infrastructure Security Agency (CISA) offers valuable resources for individuals and businesses alike.
By staying informed and taking proactive steps, you can reduce your risk of falling victim to cybercrime. Visit the DHS and CISA websites to learn more and protect yourself today.
FTC
The Federal Trade Commission (FTC) also has a website with cybersecurity tips and videos accessible here.
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General Information
Check your credit report regularly (at least once a year) & protect your sensitive information.
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Debit Card
Protect yourself from becoming a victim of card skimming & other debit card-related thefts.
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Wire Fraud
Wire fraud involves the use of electronic communication. Stay vigilant & do not become a victim.
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